New Canada Workers Benefit Payment Increase Effective July 2025

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Last Updated On 8 June 2025, 9:06 AM EDT (Toronto Time)

Exciting news for Canadian workers! Starting July 2025, the Canada Workers Benefit (CWB) is getting a significant boost, delivering enhanced financial support to low-income individuals and families across the country.

This increased CRA benefit payment, designed to ease the burden of rising living costs, will be distributed in quarterly installments, with the first payment arriving on July 12, 2025.

Here’s your ultimate guide to the 2025 CWB increase, including eligibility, payment amounts, application steps, and key dates to know.

The Canada Workers Benefit is a refundable tax credit aimed at supporting low-income workers and families.

It offers two components: the Basic Amount for general support and the Disability Supplement for those with approved disabilities.

In 2025, eligible Canadians can receive up to 50% of their CWB entitlement in advance through three quarterly payments, calculated based on their 2024 tax return.

Great news for current recipients: if you received Advance Canada Workers Benefit (ACWB) payments in 2024, you’re automatically enrolled for 2025—no extra application required!

The 2025 CWB update brings higher maximum benefits to help Canadians cope with inflation and rising expenses.

Here’s a quick look at the updated amounts:

Single Workers: Up to $1,633 (basic amount) if your adjusted net income is below $26,855.
Families: Up to $2,813 (basic amount) if your adjusted family net income is under $30,639.
Disability Supplement: Up to $843 for eligible individuals or families, depending on income thresholds.

Payments phase out as income increases, with no basic amount available for singles earning over $37,474 or families exceeding $49,391.

Disability supplement cutoffs are slightly higher: $38,759 for individuals and $50,722 for families (estimated for 2025).

Note: If you live in Alberta, Quebec, or Nunavut, payment amounts may vary due to provincial adjustments.

Basic Amount Eligibility

To qualify for the basic CWB amount, you must:

Be a Canadian resident for the entire year.
Be 19 or older by December 31, 2024, or live with a spouse, common-law partner, or dependent child.
Earn at least $3,000 in working income in 2024.

Income Thresholds for Basic Amount (2025):

Category	Maximum Benefit	Phase-Out Starts	Phase-Out Ends
Single (no children)	$1,633	$26,855	$37,474
Families	$2,813	$30,639	$49,391
Secondary Earner Exemption	–	$16,386	–

Disability Supplement Eligibility

To claim the $843 disability supplement, you need:

Approval for the Disability Tax Credit (Form T2201) filed with the Canada Revenue Agency (CRA).
Adjusted net income below:
- $37,740 for singles.
- $49,389 for families.

Income Thresholds for Disability Supplement (2025):

Category	Maximum Supplement	Phase-Out Starts	Phase-Out Ends
Single (no children)	$843	$37,740	$38,759
Families	$843	$49,389	$50,722

You won’t qualify if you:

Are a full-time student for more than 13 weeks in 2024 (unless you have a dependent).
Are incarcerated for 90+ days in 2024.
Are a non-taxpaying diplomat or their family member.

Your CWB payment depends on your income, family status, and eligibility for the disability supplement:

Singles: Up to $1,633 (basic) + $843 (disability) if income is below thresholds.
Families: Up to $2,813 (basic) + $843 (disability) with similar income limits.

Payments gradually decrease as income rises and stop at the upper thresholds. Residents of Quebec, Alberta, or Nunavut should check for province-specific adjustments.

Claiming the CWB is simple:

File Your Taxes: Use certified tax software or complete Schedule 6 (Canada Workers Benefit) on your tax return.
Disability Supplement: If eligible, include both the basic and disability claims on your return. Only one spouse can claim the basic amount, but both can file for the disability supplement.
Advance Payments: No separate application is needed! The CRA automatically calculates and issues ACWB payments based on your tax return.
Deadline: You must have filed your taxes by the deadline to receive advance payments starting July 2025.

Mark these dates for the Advance Canada Workers Benefit payments:

July 12, 2025
October 11, 2025
January 10, 2026

Pro Tip: If a payment date falls on a weekend or holiday, funds will arrive the previous business day.

What If Your CWB Payment Doesn’t Arrive?

If you don’t receive your payment:

Verify Eligibility: Ensure you meet the income, residency, and other requirements.
Wait 10 Business Days: Allow time for processing after the scheduled payment date.
Contact the CRA: Reach out to the Canada Revenue Agency for support if the payment is still missing.

With the cost of living soaring, the enhanced Canada Workers Benefit provides a vital lifeline for low-income workers and families.

Whether you’re covering groceries, rent, or other essentials, this boost can make a real difference.

Stay proactive by filing your taxes early, updating your CRA profile, and checking eligibility to maximize your benefits.

For the latest updates, visit the Canada Revenue Agency website or search “Canada Workers Benefit 2025” online.

Share this guide with coworkers, friends, and family to help them access this essential support!

What is the Canada Workers Benefit increase for 2025?

Starting July 2025, the Canada Workers Benefit (CWB) will see a payment increase to support low-income workers and families. Single individuals can receive up to $1,633, families up to $2,813, and an additional $843 disability supplement, depending on income. These enhanced payments will be distributed quarterly, starting July 12, 2025, based on your 2024 tax return.

Who is eligible for the Canada Workers Benefit in 2025?

To qualify for the 2025 CWB, you must be a Canadian resident, 19 or older by December 31, 2024 (or live with a spouse/child), and earn at least $3,000 in working income. Single workers with income below $26,855 and families below $30,639 qualify for the basic amount. For the disability supplement, you need an approved Disability Tax Credit and income below $37,740 (singles) or $49,389 (families).

When are the Canada Workers Benefit payment dates for 2025?

The 2025 Advance Canada Workers Benefit (ACWB) payments will be issued on July 12, 2025, October 11, 2025, and January 10, 2026. If a date falls on a weekend or holiday, expect the payment the previous business day.

How do I apply for the Canada Workers Benefit in 2025?

To claim the 2025 CWB, file your 2024 income tax return and complete Schedule 6 (Canada Workers Benefit) using certified tax software. For the disability supplement, ensure your Disability Tax Credit (Form T2201) is approved. No separate application is needed for advance payments; the CRA automatically issues them if you qualify.

Why didn’t I receive my Canada Workers Benefit payment in 2025?

If you didn’t receive your CWB payment, check your eligibility (e.g., income, residency, tax filing status). Wait 10 business days after the scheduled payment date (e.g., July 12, 2025). If it’s still missing, contact the Canada Revenue Agency (CRA) for assistance. Ensure your 2024 taxes were filed and your CRA profile is updated.

Gagandeep Kaur Sekhon

Gagandeep Kaur Sekhon moved to Canada in 2010 on a study visa. She navigated through the ups and downs of her student life and gained her permanent residency in 2015. Today, she is a proud Canadian citizen residing in Calgary, Alberta. She is mother of 2 beautiful daughters and making her difference through writing and guidance at INC – Immigration News Canada.